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Our Programs and Products
Capital Funding Advisors offers a streamlined loan process as credit decisions are based primarily on the equity in the collateral and the borrower's financial situation, not on historic cash flow. All programs are stated income and credit checks may be waived
Our underwriting decisions are based on the following criteria:
- Subject property appraisal
- Clean title report
- Ability to service debt
- Completed loan application
- Management experience
We offer flexibility unmatched by most lenders as we have no loan committees, minimal documentation and rapid closings. Too, Capital Funding Advisors is not restricted by government lending parameters as we do not sell our loans to wholesalers. Lastly, if the customer's financial situation warrants, we will place the financing needs with an institutional lender or long term mortgage lender.
Capital Funding Advisors also provides consulting services in the following areas:
- Obtaining equity capital and/or conventional financing
- Establishing banking relationships
- Lender negotiations
- Restructuring existing debt
- Loan guarantees
- Business brokerage
- Management services to lenders with non-performing or underperforming loans
Capital Funding Advisors will work closely with individuals and/or businesses to evaluate their capital needs and select the financing solution that has the greatest chance of success and is most appropriate for the achievement of management's business plan.
Capital Funding Advisors will review a client's financing or consulting needs without charge. It the client then wishes to engage the services of Capital Funding Advisors, the subject will be asked to enter into a written letter agreement and pay a reasonable retainer fee. If Capital Funding Advisors is unable to assist any prospective client, they will provide a list of referral sources that may provide alternative financing solutions.
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